Identify risk factors in a room from just a few photos

Before insurance companies can underwrite a new insurance policy for a property, they need to send someone onsite to assess the risk factors. These onsite assessments inform decisions on billions of dollars in new insurance policies each year, so it’s important they are accurate.

But sending someone onsite for every new insurance policy or building code compliance check is very time consuming, error prone, and expensive. Scheduling time when the owner can be there delays the process. Once on site, an inspector snaps a few photos, takes lots of measurements, and jots down any risk factors they observe – from flammable materials to sprinkler volume ratios. Finally, the inspector returns to their office to type up the detailed risk assessment. Sending inspectors on site costs insurance companies hundreds of millions of dollars each year and lots of valuable time.

That’s why we built Hosta A.I. – to quickly and accurately assess any building or room for risks or damage without having to send someone onsite. Insurers can use our configurable APIs to add photo analysis and automated risk identification into your current property risk assessment tools and workflows.

Automate property risk assessments with Hosta A.I.

Our configurable APIs make it easy to embed Hosta’s room image analysis and autogenerated outputs directly into your existing property risk assessment tools and workflows.

Simple and scalable solution

Hosta gives property insurance underwriting and claims teams a strategic advantage with a powerful A.I. solution that is easy to embed into existing platforms and workstreams.

– Mark Berthiaume, Former Chief Information and Innovation Officer, The Hanover Insurance Group

AI-powered room assessments

speed up your business



Turn-around times



Lower estimation costs



Spatial and structural


Hosta A.I. Assessment platform

New property risk assessment tool

Hosta A.I. helps insurers and mortgage lenders identify the risk factors and current conditions of a property – without sending someone on site.

Hosta Labs uses patent-pending A.I. spatial and material analysis to automate property assessments with just a few photos.


Easy-to-use APIs for the built environment

We make it easy to get the specific output data you need so your teams can quickly add automated assessment capabilities to your existing applications and workflows.

Start automating your property assessments


What is a property risk inspection tool?

Property risk assessment tools give assessors, contractors,
insurers and mortgage lenders a fast way to assess the risk
factors for a residential or commercial property to process a
damage claim, approve a mortgage, or underwrite a new

What can property risk inspection tools do?

Modern property risk inspection tools can generate all the data you need about a room or space from just a few photos. This includes accurate measurements, quantities of materials,
itemized lists of all content, damage and risk factors, as well as floor plans and 3D models.

Who needs property risk inspection tool?

Any mortgage lenders, claims adjuster, underwriter or
inspector needs a modern property risk inspection tool to get
all the information they need for their risk assessment or
approval faster and with more accurate data.

What should I look for in property risk inspection tools?

Look for property risk inspection tools like that don’t
require any special equipment and can give you detailed and accurate data about a room from just a few photos sent to you by a homeowner or client.