Understand conditions of areas and damages to materials with just a few photos

Before insurance companies can approve an insurance claim, they need to send someone onsite to assess the property damage.  These onsite property damage assessments inform decisions on billions of dollars in claims each year, so it’s important they are accurate and happen as quickly as possible.

But going on site for every damage assessment is time consuming, error prone, and causes frustrating delays for customers. When insurers receive an initial notification of damage or loss, they typically send an adjuster on site to assess the damage – which costs insurance companies hundreds of millions of dollars each year. Owners must schedule a time for someone to come onsite to assess the damage and then wait until that information is received and processed by the insurance company.

That’s why we built Hosta A.I. – to quickly and accurately assess any building or room for damage or risks without having to send someone onsite. Hosta empowers adjustors and contractors with artificial intelligence and spatial analytics technology built specifically for residential and commercial property assessments. With Hosta, insurers can instantly understand the conditions of materials within a room and get a detailed list of all damaged materials and affected areas – from just a few photos uploaded by the customers.

Automate damage assessments with Hosta A.I.
Our configurable APIs make it easy to embed Hosta’s room image analysis and autogenerated outputs directly into your existing property damage assessment workflows and systems.

Simple and scalable solution

Hosta gives property insurance underwriting and claims teams a strategic advantage with a powerful A.I. solution that is easy to embed into existing platforms and workstreams.

– Mark Berthiaume, Former Chief Information and Innovation Officer, The Hanover Insurance Group

AI-powered room assessments

speed up your business



Turn-around times



Lower estimation costs



Spatial and structural


Hosta A.I. Assessment platform

New property damage assessment technology
Hosta A.I. helps adjustors and contractors get the detailed information you need for residential property damage assessments – without sending someone on site.

Hosta Labs uses patent-pending A.I. spatial and material analysis to automate property assessments with just a few photos.


Easy-to-use APIs for the built environment

We make it easy to get the specific output data you need so your teams can quickly add automated assessment capabilities to your existing applications and workflows.

Start automating your property assessments


What are property damage assessments used for?

Property damage assessments are used by insurance
companies to understand the detailed damage to a building,
room or space so they can calculate accurate estimates for
the damage to be repaired.

What do property damage assessments include?

Property damage assessments typically include a detailed list
of all materials that have been damaged, the quantities of the
damaged materials, as well as detailed measurements and a
floor plan showing where the damage is.

Who needs to create property damage assessments?

Insurers typically have assessors that go onsite to evaluate property damage and capture all the detailed data needed to estimate the cost of repairs and approve an damage claim.

How fast do property damage assessments take?

It can take quite awhile to get an insurance assessor onsite to
take measurements, evaluate the damange, and write up their property damage assessment. But new solutions like
can speed up property damage assessments by instantly
identifying, itemizing, and quantifying the damage within a
space from