Before insurance companies can underwrite a new policy or approve a claim above a certain threshold, they may need to send someone onsite to assess the property. These onsite assessments inform decisions on billions of dollars in new insurance policies and damage claims each year, so it’s important they are accurate and happen as quickly as possible.

But onsite property assessments are time consuming, error prone, and often cause headaches for everyone involved. Companies may not provide an insurance quote until they have an inspection to understand the replacement values and risks of each property. And when insurers receive an initial notification of damage or loss, they typically send an adjuster on site to assess the damage – which costs insurance companies billions of dollars each year. This includes the direct costs of sending an adjuster onsite plus the customer churn associated with a bad claims experience when clients have long waits and frustrating experiences with contractors.

That’s why we built Hosta A.I. – to quickly and accurately assess any building or room without having to send someone onsite. Hosta empowers the insurance industry with artificial intelligence and spatial analytics technology built specifically for residential and commercial property assessments. With Hosta, insurers can instantly get all the measurements, materials, and floorplans you need to quickly approve claims or price a new insurance policy – from just a few photos uploaded by the customers with no custom app download required.