Before insurance companies can underwrite a new insurance policy for a property, they need to send someone onsite to assess the risk factors. These onsite assessments inform decisions on billions of dollars in new insurance policies each year, so it’s important they are accurate.

But sending someone onsite for every new insurance policy or building code compliance check is very time consuming, error prone, and expensive. Scheduling time when the owner can be there delays the process. Once on site, an inspector snaps a few photos, takes lots of measurements, and jots down any risk factors they observe – from flammable materials to sprinkler volume ratios. Finally, the inspector returns to their office to type up the detailed risk assessment. Sending inspectors on site costs insurance companies hundreds of millions of dollars each year and lots of valuable time.

That’s why we built Hosta A.I. – to quickly and accurately assess any building or room for risks or damage without having to send someone onsite. Insurers can use our configurable APIs to add photo analysis and automated risk identification into your current property risk assessment tools and workflows.